Managing cash flow against sales growth, costs and overhead is an eternal challenge for every business.  Fast growth is always desirable, but it often stretches a company’s financial resources.

As shown in the animated "Sales Growth Vs. Cash Flow Dilemma" chart, (click right) you will see that a company can manage to fund moderate levels of sales growth via traditional financing.  But as sales dramatically accelerate, a gap in the finance strip occurs.  This gap represents a void in available working capital.  The shortage of working capital means a company must find some alternative solution to fund these new sales orders.

Without raising more equity, filling this gap or void in working capital becomes a problem when existing financing sources are exhausted.  The end result: a company can potentially lose the valuable sales opportunities they worked so hard to get, or worse yet, damage their reputation or credibility with customers and vendors.  Missed opportunities may impair or hinder the growth or stability of a company as well.

Our purchase order and trade finance programs fill the missing gap in the capital structure.  They not only help companies achieve incremental sales and profits, but are often the catalyst that lead to unprecedented growth.